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Financial markets can bounce around daily but historically, they recover over time. If you develop an investment plan and focus on long-term growth, you’ll be less likely to worry or think emotionally when markets go through short-term changes.

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When it comes to investing, there’s no one-size-fits-all solution for any two people. The right investment strategy for you will depend on your individual circumstances. However, there are some general principles that can help you get started.

How do you know you’re ready to start a family? There’s an emotional, deeply personal side to that question that only you can answer – but financially, it’s a bit more straightforward.

It’s how you decide what to invest in, how much to invest, and for how long.